Full Personal Finance Snapshot • GrowNiti Labs

1. Income & Horizon

Monthly take-home income (₹) Planning horizon (years) Target corpus needed (today’s ₹, optional)

Inflation (for target / corpus, % p.a.) Adjust for inflation over the horizon

House rent / Home loan EMI (₹) Car loan EMI (₹) Personal loan / Credit card EMI (₹) Other EMIs (₹)

School fees (₹) Tuition / coaching (₹) College fees (₹)

Groceries & essentials (₹) Maid / domestic help (₹) Driver / transport help (₹) Term insurance premium (₹) Health insurance premium (₹)

EPF (employee + employer) (₹) PPF (₹) Sukanya Samriddhi (₹) Other govt schemes (₹) Debt funds / Debt RD (₹) Bank RD / FD (₹)

Equity mutual fund SIP (₹) Index fund SIP (₹) ULIP (investment part) (₹) Traditional insurance saving (₹) Other investments (₹)

Total monthly expenses –

Total monthly savings / SIPs –

Monthly surplus (income − expenses − savings) –

Savings rate (% of take-home) –

Expenses share:

Savings share:

Surplus share:

Expected corpus in – years –

Approx value in today’s money (with inflation): –

Weighted expected return (assumption) –

Target corpus (future value, adjusted) –

Status: No target entered. This snapshot shows your current path only.

Required total SIP (approx) –

Extra SIP needed –

Feasibility: —

Bucket	Monthly amount	Assumed return (p.a.)	Estimated corpus

Note: Returns are long-term, educational assumptions (not guarantees). Real-life outcomes depend on markets, product choice, costs, and behaviour.